Farm Credit Mid-America is a financial services cooperative serving the financial needs of farmers and rural residents. The Collateral Analyst conducts appraisals and valuations of loan collateral and acquired properties, ensuring accurate information for decision-making processes.
Responsibilities
- Conducts appraisals/valuations of loan collateral and acquired properties in a timely, high quality and credible manner
- Includes defining highest and best use, documenting area and property characteristics, identifying environmental risks, applying accepted valuation methods, supporting conclusions with written narrative, and documenting results in appraisal/valuation reports
- Collects, investigates, documents and maintains comparable sales data which includes searching public records, verifying sale conditions and financing terms, making property inspections, abstracting sale price, platting legal descriptions, and documenting results
- Conducts analysis of market trends, comparable sales, adjustment factors, depreciation rates, capitalization rates, and valuation methods and communicates results effectively
- Actively participates and collaborates with association team members, customers, industry professionals and external stakeholders to cultivate relationships
- Proactively embraces opportunities to share ideas and fosters an environment that exhibits our association’s purpose and values
- Consults with association team members, customers and external stakeholders on valuation challenges, market trends, and environmental risk management
- Collaborates effectively with team members to provide seamless customer experience by providing backup for team members, maintaining visible presence at association offices, and industry events
- Other duties as assigned including but not limited to conducting: appraisal/evaluations outside local area, appraisal/valuation reviews, chattel valuations, and fee service assignments
Skills
- High School Diploma/GED with 1 year relative experience or Bachelor's degree preferred
- Associate Appraisal License or Licensed/Certified General state license
- Conducts appraisals and/or valuations of association loan collateral and acquired properties, including chattel appraisals and site inspections for environmental risks
- Provides adequate and accurate collateral and valuation information to aid the association in the decision-making process
- Develops and maintains comparable sales information
- Conducts appraisals/valuations of loan collateral and acquired properties in a timely, high quality and credible manner
- Includes defining highest and best use, documenting area and property characteristics, identifying environmental risks, applying accepted valuation methods, supporting conclusions with written narrative, and documenting results in appraisal/valuation reports
- Collects, investigates, documents and maintains comparable sales data which includes searching public records, verifying sale conditions and financing terms, making property inspections, abstracting sale price, platting legal descriptions, and documenting results
- Conducts analysis of market trends, comparable sales, adjustment factors, depreciation rates, capitalization rates, and valuation methods and communicates results effectively
- Actively participates and collaborates with association team members, customers, industry professionals and external stakeholders to cultivate relationships
- Proactively embraces opportunities to share ideas and fosters an environment that exhibits our association's purpose and values
- Consults with association team members, customers and external stakeholders on valuation challenges, market trends, and environmental risk management
- Collaborates effectively with team members to provide seamless customer experience by providing backup for team members, maintaining visible presence at association offices, and industry events
- Other duties as assigned including but not limited to conducting: appraisal/evaluations outside local area, appraisal/valuation reviews, chattel valuations, and fee service assignments
- While engaged in this position, team members will routinely sit, use hands for tasks, and communicate orally
- Standing or walking is frequently required, while occasional demands include reaching with hands and arms, and lifting or moving up to ten pounds
- Vision requirements encompass close and distance vision
- The work environment typically has a moderate noise level
- This role may entail a blend of mental and physical capabilities, requiring strong mental acuity, problem-solving skills, and occasional physical tasks such as standing, lifting, or extended computer usage
- Some roles may require physical or mental requirements related to driving, such as a valid driver's license, and the ability to drive a long-distance
- Bachelor's degree preferred
Benefits
- Award winning 401(k) Plan
- Health and Financial wellness benefits
Company Overview
- Farm Credit Mid-America is an financial institution dedicated to serving farmers and rural residents It was founded in 1916, and is headquartered in Louisville, Kentucky, USA, with a workforce of 1001-5000 employees. Its website is http://www.e-farmcredit.com/careers.