Note: The job is a remote job and is open to candidates in USA. LoanPeople is a mortgage company headquartered in Austin, TX, seeking a Loan Processor to manage the processing of various mortgage loans. The role involves overseeing a personal pipeline, ensuring compliance with guidelines, and maintaining communication with all parties involved in the loan process.
Responsibilities
• Manage a personal pipeline daily to ensure all loans close on schedule
• Process various types of residential mortgage loans from initial file review through post-closing, including Conventional, FHA, VA, Jumbo, and state-specific products such as TX refinance and DPA programs
• Accurately calculate all types of income including salaried, hourly, bonus/overtime, self-employment, rental, and retirement sources
• Review and validate findings from automated underwriting systems (DU and LP) and ensure compliance with Agency guidelines and investor overlays
• Communicate proactively with borrowers, loan officers, underwriters, and third-party vendors to obtain documentation, resolve issues, and keep all parties informed
• Ensure loan files meet all internal and investor guidelines, policies, and procedures prior to submission and funding
• Process and manage a minimum of 20-25 loans per month with a high degree of accuracy and efficiency
• Identify and address potential issues early in the process to avoid delays in underwriting or closing
• Submit files to underwriting and follow up on outstanding conditions until clear-to-close is obtained
• Maintain accurate and up-to-date records in the LOS
• Participate in regular team meetings and contribute to ongoing process improvement initiatives
Skills
• Minimum of 5 years of mortgage processing experience with a proven ability to manage high-volume pipelines.
• Strong working knowledge of Conventional, FHA, VA, and Jumbo programs; experience with Non-QM, USDA, MCC, and DPA programs a plus.
• Proficient with AUS systems (DU and LP), AllRegs, and current agency/investor guidelines.
• Demonstrated ability to handle the full file life cycle—from loan officer handoff through funding.
• Advanced income analysis skills, including complex self-employment and layered income scenarios.
• Excellent verbal and written communication skills; confident in client-facing roles.
• Exceptional attention to detail, organization, and the ability to multitask under pressure.
• Willingness to work flexible hours as needed to meet deadlines.
• Self-starter with a proactive, problem-solving mindset.
• Comfortable working independently as well as collaboratively within a team.
• Strong proficiency in Microsoft Office Suite, Adobe Acrobat, and mortgage LOS platforms.
Benefits
• Health insurance
• 401(k)
• Paid time off
• Casual work environment
Company Overview
• LoanPeople specializes in conventional loans and commercial lending services. It was founded in 2019, and is headquartered in Austin, Texas, USA, with a workforce of 51-200 employees. Its website is https://loanpeople.com.
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